Taxi Insurance

Quality taxi insurance policies with competitive prices for both inner city and rural drivers

Call us for a quote 0333 366 0516

Taxi Insurance

Quality taxi insurance policies with competitive prices for both inner city and rural drivers

Call us for a quote 0333 366 0516

Exceptional features and benefits

  • Public hire and Private hire taxis
  • £10M Public Liability insurance (on and off  duty)
  • £1,000 passenger luggage cover
  • Accessory cover for all fixed trade extras
  • Personal effects cover up to £250
  • Flexible payment options- Monthly instalment plans are available.
  • Windscreen cover
  • Loyalty discount
  • Transfer NCB from previous driving experience
  • Guaranteed NCB for the life of policy
  • Claims guarantee service
  • Personal accident benefit
  • Plated courtesy car hire for accidents
  • Excess waiver
  • Excess discount
  • Voluntary excess discounts available

Certain benefits are subject to eligibility criteria and may incur additional premiums.

Value Added Extras

As with standard car insurance policies it is advisable to take out some additional products to ensure maximum protection. Our specialist taxi insurance value added extras include:

  • Public Liability £5M/£10M
  • Replacement Taxi
  • Legal Expenses
  • Breakdown

Some of these products will be included as standard with particular insurers. For those policies without, these can be sold with the insurance policy or as stand alone products. For more information or if you have any questions regarding any of these products call 0333 366 0516 or email taxi@policywise.co.uk and one of our advisers will assist you.

Telematics policies available

  • Requires the fitting of a black box into your taxi
  • Allows us to offer highly competitive insurance premiums
  • Records your acceleration, braking, speeding and cornering
  • The data recorded is available to you via an online portal
  • Portal is set up by Policywise when your policy starts
  • Could reduce future premiums

Smart Witness

Some policies will require the fitting of a smart witness camera into your taxi. This will record the drivers view of the road on journeys you make and will also record impact G-forces of an accident should it occur. Benefits of these features include:

  • It can provide court admissible evidence
  • It can protect you against falsely accused driving offences where you were not at fault
  • It can reduce premiums in the long term

See Smart Witness in action – this is a camera fitted to the taxi that records incidents. We can offer big discounts for drivers that install the device:

Refer A Friend Scheme

  • Refer a friend to us for taxi insurance and receive £25 when they mention you at policy inception.
  • There is no limit to how many friends you can refer.
  • Payment will be received on a monthly basis preceding a monthly bordereau.

Give us a call on 0333 366 0516 with your friend’s details or fill out the form below and we’ll do the rest:

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0333 366 0516

Call now to discuss your new taxi insurance policy, or fill out the form below and we'll get back to you with a quote:

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Value Added Extras

We can include any of the following with your policy (where applicable):

Motor Legal

  • Compensation if you are injured or compensation for your family if you are killed.
  • Your policy ‘excess’ under your motor insurance policy.
  • Damage repairs to your vehicle.
  • Compensation for loss of earnings and for you not being able to use your car.
  • The cost of vehicle recovery and storage charges.
  • Uninsured damage to personal property (clothes, luggage etc!)
  • £1000,000 limit of indemnity

Excess Protect

  • We will pay you to the lesser of the value of your excess or the sum of £500 when your vehicle has been determined to be a total loss by your motor insurers who deduct your excess from their settlement or your vehicle is repairable and you are required to pay a policy excess.
  • This is done regardless of blame.

Keycare

  • £1500 of insurance cover in the event that any of your keys attached to the provided fob are either lost, stolen or damaged.
  • Up to £1500 annual cover for locksmiths charges, new locks ad keys, care hire and onward transport costs
  • Up to 3 days car hire if  you are stranded or your car is unusable as a result of lost stolen or damaged keys
  • £10.00  Reward payable to finder of your lost keys

Taxi Breakdown

  • This policy offers both roadside and homestart assistance with up to 1 hours labour for up to 6 call outs. Any driver of the vehicle will be covered with respect to the owners permission.
  • Includes wheel changes, blow outs, punctures and recovery of your vehicle to the nearest garage or depot.

Misfuelling

  • If you happen to put the wrong fuel into your car we will pay the cost of the removal of the fuel and any damage it has caused.
  • No excess to pay!
  • Claim amount is up to £2500.

Terms and conditions apply.